LNB Commercial  
 
 
Latest News
 
 

Closings in as little as 5 - 15 days!
Loan amounts from $1MM - $100MM. Purchases, refinances and foreclosure bailouts entertained.

 
   
  Office - Maryland - $1,000,000 Purchase

Multi-Family - FL - $320,000 Purchase

Mixed-Use - PA - $227,500 Refi

RV Park - Missouri - $150,000 Refi

Retail - Detroit, MI - $256,000 Refi

Funeral Home - VA - $300,000 Refi

Office - Washington, DC - $550,000 Ref
 
  Commercial Loan Programs  
  We offer a variety of programs to meet your borrower's specific needs. Our Loan amounts range from $100,000 to $3,000,000 on our core products, with up to $50,000,000 available from our Private Equity fund. We have Stated and Standard documentation programs with low credit requirements and unique underwriting guidelines to fit most common sense scenarios for investors and owner users.  
     
 
     
 
Express Program
 
 
Stated Income
Up to 80% LTV
Minimum FICO score: 650
Loan amounts up to $2,000,000
Amortization periods: 15, 20 and 30 year
Fixed and Adjustable rates
Property types: multi family (5+), mixed use, retail, office, warehouse, light industrial, bed & breakfast, self storage, mobile home park and more. (Call for others)
Click here for submission packet instructions.
 
     
 
     
 
 
Hybrid Program
 
 
Income verification is required in most cases.
Up to 80% LTV
Loan amounts up to $3,000,000
Minimum FICO score: 650
Property types: multi family (5+), mixed use, retail, office, warehouse, automotive, light industrial, bed & breakfast, self storage, bar/restaurant, mobile home park and more. (Call for others)
Amortization periods: 15, 20, 25 and 30 year
Fixed and Adjustable rates
Click here for submission packet instructions.
 
 
     
 
 
Cash Flow Program
 
 
Stated Income (investor) or Full Doc (owner occupied)
Up to 80% LTV Purchases (75% LTV Refinances)
Loan amounts up to $1,500,000
Minimum FICO score: 600
Property types: multi family (5+), mixed use, retail, office, warehouse, automotive, light industrial, bed & breakfast, self storage, bar/restaurant, mobile home park and more. (Call for others)
Amortization periods: 15, 20 and 30 year
Fixed and Adjustable rates
Click here for submission packet instructions.
   
 
 
     
 
 
Portfolio Program
 
 
Tax returns required, but not always used for underwriting.
Up to 75% LTV
Loan amounts up to $750,000
Minimum FICO score: 600
Property types: multi family (5+), mixed use, retail, office, warehouse, automotive, light industrial, bed & breakfast, self storage, bar/restaurant, mobile home park and more. (Call for others)
Amortization period: 25 year
Fixed rate
Click here for submission packet instructions.
 
 
     
 
     
 
Private Equity
 
 
Underwritten based on equity in the property
Purchases, refinances, foreclosure bailouts and bank workouts
Closings can occur in as little as 5 - 15 days!
Up to 75% LTV
Loan amounts from $1,000,000 to $50,000,000
We consider all property types except single family residential that is owner-occupied and raw land.
12-Month Interest Only
Click here for submission packet instructions